CUFX Frequently Asked Questions

What does it cost to use CUFX?

CUFX is a free vendor agnostic standard that has been designed for use in the credit union industry. There are no costs associated with its use or maintenance.

Who operates CUFX?

Bonifii controls the development and support of the standard for the benefit of the credit union industry.

How do I join the effort to support CUFX?

Please email your request to join to and the CUFX project manager will provide all the details to get you started.

Can unapproved changes be made to the standard?

CUFX is provided on an as is basis and may be modified at will by the respective implementation teams. It has also be designed to support customization through the use of custom data field through out the specification. While there are no restrictions of any kind that prohibits this activity, it is recommended that a change control be requested. If your need is of a nature that most organizations will have the same issue, we would be more than happy to make an update so that all organizations in the industry will benefit from the change and improve the standard.

How do I request a change to CUFX?

Please cut and paste this response template into an email and send to with subject RFC_RESPONSE

Responding Organization:
Contact Name:
Contact Phone number: XXX-XXX-XXXX
Contact Email address:
Response Date:
Responding Organization tracking reference (if applicable):
Name of Specification or XSD member:
Issue or Observation:
Your expectation or recommendation to resolve:

What are the CUFX Warranty and Liability Limitations?

CUFX standards, specifications and other materials are made available AS IS and are not intended to substitute for professional advice based upon specific facts in any individual case. Users are advised to consult with specialists to obtain advice directed to their specific circumstances. With respect to any materials made available, neither CULedger, LLC, (d.b.a. Bonifii) nor its employees; any affiliates nor their respective employees; or any other contributing entity nor their respective employees, make any express or implied warranties, or assume any liability or responsibility for the accuracy, completeness, suitability, title, non-infringement, merchantability, fitness for a particular purpose or usefulness of the material. The material may not be error-free and does not constitute an endorsement, recommendation or warranty of any product, service or provider. To the maximum extent permitted by law, none of the parties named above shall be liable for any damages whatsoever, including but not limited to those that are direct, indirect, special or consequential, that arise out of the use, or inability to use, the standards. None of the parties above shall be liable for damages including but not limited to lost profits, business interruption, or data loss/damage, whether or not advised of the possibility of such damages. CUFX material is protected by copyright law. No part of any copyrighted materials may be reproduced or distributed without the prior written permission of the owner.

CUFX Terms of Use & Liability Limitations

Credit Union Financial Exchange

David LaCroix
Standards Manager
Phone: (719) 641-6786
Email David LaCroix